I am first and foremost a flawed follower of Jesus Christ. With all of the things that I could say about myself, why lead with that? There’s a simple explanation that comes in two parts. First, if I didn’t start with that, you wouldn’t understand where I’m coming from. The other part comes from my motivation. We each have things that excite us more than others. My relationship with Jesus Christ is the most exciting thing for me. That’s what drives everything else.

If Jesus is where my excitement comes from, why am I so interested in communicating about Small Business Finance? How do the two connect? Several of Jesus’ closest followers were small businessmen before they followed Jesus. They owned boats and were fishermen. Or their family owned a small fleet of fishing boats. Can you imagine the havoc that Jesus caused by calling Zebedee’s two sons, James and John to follow him?

Now that you know the source of my motivation, you might be wondering what life experiences I’ve had that make me realize that there’s room for improvement in small business finance. My great grandfather and his brother were immigrants back in the late 1800s. In 1895 they founded Christensen Bros., a tailor shop. Over the years, the tailor shop transformed into Christensen’s Department Store, selling apparel for the entire family. Three generations and 103 years later saw the end of an era, but not the end of my entrepreneurial spirit.

Now, 119 years later, I’m back in retail as the operations manager at Cafe Crop, an independently owned scrapbook and paper crafting store. I’ve co-Founded a technology services firm called Harvest Clouds, where we help our clients with Simple. Elegant. Powerful. solutions that leverage the potential of technology with their specific business. As if that wasn’t enough, I’m also working on building this platform to Change the World of Small Business Finance.

This is most certainly going to be an iterative process. I am going to make mistakes along the way. But how many of us would ever be able to ride a bicycle today, if the first time we fell when learning to ride, we gave up? In the words famously attributed to Winston Churchill, “Never, Never, Never… give up.” Because the sure fire way to fail is to give up.

I’m embarking on a journey to Change the World of Small Business Finance. Are you ready to come along for the ride?

Please note: I reserve the right to delete comments that are offensive or off-topic.

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5 thoughts on “About

  1. Dear Sir,
    I am a Professional Photographer, and the photo you used for your blog “A Tale Of Two Cities” on August 10, 2014, of the Sentinel at The Tomb Of The Unknowns was taken by me and is my intellectual property and is copyrighted. My husband was a Tomb Guard, and I was privileged to be able to take this photo very early in the morning. This isn’t even the whole photo, this is one that has been put on Google with my copyright cropped out. I hope you understand that I must ask you to pay for usage and replace it with my watermarked image, or remove it.

  2. Our review process is going to require more than your assertion in order to remove the picture. Please provide full copyright information and the original work that you claim this picture is a derivative of, and we will gladly replace the picture. Otherwise, we will stand behind our original research into our use of this image as being either in the public domain, or otherwise freely available for use on the Internet.


    Ken Christensen, LLC

  3. While we still feel that your copyright claims are bogus, we have chosen to remove the offending picture from our site. Even a casual analysis of your complaint shows the inconsistency of your claim. Due to the placement of your copyright on the photograph, it would have been impossible for Google to crop it to eliminate it. Instead, they would have had to do graphic design and reconstruction to eliminate your copyright watermark. We continue to suspect you simply placed your mark on someone else’s work, or at the least, perhaps you took a similar picture, and are assuming that you own the rights to all pictures that look like your picture, presuming of course that it is your picture in the first place.

    We do not look favorably on your activity, and are only complying with your demands because our site hosting provider is forcing our hand by making fighting this much more difficult than it needs to be.


    Ken Christensen, LLC